Our Technology

Our patented double blind bidding negotiation tool is at the heart of the Settl.it family of products. These products have exclusive use in our category of 5 U.S. patents. This technology includes our revolutionary bid for settlement system enabling the other party to "name their price" as well as other key functions.

We incorporate a combination of Open Source and proprietary tools into the Settl.it family of products to stay at the forefront of the developments in technology.

Settl.it Enterprise, previously known as the Debt Resolve service, is among the first cloud-based, Software as a Service (SaaS) solutions for collections and accounts receivable management. Since its introduction in 2001, we've consistently upgraded and enhanced this technology to meet the requirements of leading financial institutions - including state-of-art security and encryption protocols. Learn more about our security.

Our Patents

In December 2001, the U.S. Patent and Trademark Office granted the first of five patents (U.S. Patent Nos. 6,330,551, 6,850,918, 6,954,741, 7,249,114, and 7,831,523) protecting our automated, online dispute resolution method and system. Debt Resolve has an exclusive license in perpetuity under these patents, and under patents which are issued or pending in numerous other countries around the world, in the field of resolving disputes related to the collection of consumer debt.